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Frequently Asked Questions
What is debt review?
Debt review is a legal process in South Africa that helps you restructure your debt, lower monthly payments, and protect yourself from creditors.
Will it affect my credit score?
Debt review may temporarily affect your credit score, but it prevents further damage from legal action and helps you rebuild over time.
Can I still use my accounts?
During debt review, you can still use your accounts, but new debt may be restricted. Existing accounts remain accessible.
How long does it take?
The process typically takes 2-4 weeks for assessment and approval, depending on your situation.
Is it legal in South Africa?
Yes, debt review is a legal process governed by the National Credit Act in South Africa.
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