Frequently Asked Questions

Debt review is a legal process in South Africa that helps you restructure your debt, lower monthly payments, and protect yourself from creditors.

Debt review may temporarily affect your credit score, but it prevents further damage from legal action and helps you rebuild over time.

During debt review, you can still use your accounts, but new debt may be restricted. Existing accounts remain accessible.

The process typically takes 2-4 weeks for assessment and approval, depending on your situation.

Yes, debt review is a legal process governed by the National Credit Act in South Africa.
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